Wealth Management is a comprehensive advisory discipline encompassing a variety of planning exercises, investment portfolio management and insurance considerations. It requires a careful examination and understanding of a client's personal and financial situation, short-, medium- and long-term life objectives and financial comfort zones. Our wealth management service encompasses and aims to optimize all of the following, tailored to the unique circumstances of you and your family. Click on any of the topics below to learn more on those subjects.
There's good debt and bad debt. Sometimes the best debt is no debt. Interest paid on money borrowed to invest in non-registered investments that have the potential to produce taxable income is generally deductible for income tax purposes. On the other hand interest paid on money borrowed to finance personal expenditures of any sort is not deductible. The lowest cost, most secure form of financing is that secured by real estate. The most expensive is usually credit card debit. We can review your debt arrangement and source cost-effective solutions. Try this mortgage calculator and this credit card payment calculator for some eye-opening results when you make adjustments to repayment terms.