Wealth Management is a comprehensive advisory discipline encompassing a variety of planning exercises, investment portfolio management and insurance considerations. It requires a careful examination and understanding of a client's personal and financial situation, short-, medium- and long-term life objectives and financial comfort zones. Our wealth management service encompasses and aims to optimize all of the following, tailored to the unique circumstances of you and your family. Click on any of the topics below to learn more on those subjects.
Investment planning starts with the establishment of an Investment Policy Statement following in-depth discussions with your investment advisor. This document is compiled to reflect your needs, objectives and risk tolerances (see The Five Risks). An investment plan details the intended additions to and withdrawals from your investment portfolio and the timing of these events. It addresses the types of assets your investment portfolio will need to contain in order to accommodate your risk tolerances and to position you to achieve your financial objectives. Having an investment plan not only sketches out what the future might look like, but it also creates a framework that allows you to focus on things that matter and avoid being distracted by things that don't. We believe a well thought out investment plan is the cornerstone of wealth management. In preparing an investment plan we undertake a careful examination of a client's personal and financial situation, short-, medium- and long-term life objectives and financial comfort zones. We also make a point to educate our clients about different aspects of investing and wealth management. We find this helps them gain a better understanding of the wealth management process. It also helps our clients achieve a greater sense of self-awareness with respects to which risks are or are not of significant concern to them.