We provide a wide range of wealth management, planning, investing, insurance and administrative services designed to make managing, retaining, spending and passing along your money a comfortable, understandable and convenient process.
Our mission is to guide you and your family through every major financial event in your life, whether planned or unexpected. By understanding your situation and evolving needs, we can help you plan for success, however you may define it. We can apply a clearly defined, co-ordinated savings, spending and investment strategy across the entire scope of your finances, improving your tax-efficiency and cash management.
Through the various links to the left of this page you can learn more about all that Wealth Management involves, gain insights into our Our Philosophy and understand how Our Process works. We encourage you to read through this material.
Through the links below you can discover the features of the specific products and services that we can put to work for you.
Alter Ego Trusts
For more complicated succession planning, an Alter Ego Trust may be an appropriate administrative structure for individuals whose income is well into the top tax bracket. We can assist you in evaluating the suitability of an Alter Ego Trust to your particular circumstances.
A clause can be placed in one's will permitting the executor to establish a Testamentary Trust for the benefit of one or more of the beneficiaries. This will permit the investment income of the deceased's portfolio to be taxed starting with the same low tax bracket (but without the deductions and exemptions) as if it were an individual. Depending on the amount of capital involved and the taxable income of the beneficiaries, considerable tax savings can be realized.
Children’s Trust Accounts
Children have the longest investment time horizon. We can help you take advantage of this fact to make a meaningful difference in their financial well-being for decades to come.